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IntegrityPayday.com collects both “personally identifiable
information” and “non-personally identifiable
information” from or about users.
IntegrityPayday.com collects several types of information that
may identify a particular individual (“personally
identifiable information”). We collect personally
identifiable information when you provide it to us
through your use of the site, such as by completing
one or more stages of an application form to apply
for a loan from a lender participating in our lender
network (“participating lenders”) or by
sending questions to us via the web site. The types
of personally identifiable information we collect
include: name, physical address, telephone number,
social security number, email address, date of birth,
driver’s license number and state, information
about home ownership, citizenship status, employment
information, active military information, amount and
frequency of pay checks, and information about your
banking account.
Non-personally identifiable information is anonymous
information that cannot be associated with a specific
individual. The types of non-personally identifiable
information that we collect (either directly, through
the use of “cookies,” or through the use
of a third party tracking system) include: the IP
address of the computer making the request; your browser
type and language; access times; information about
areas of the site visited by users of the site; information
about the links that users may select to visit on
the site. IP addresses are not usually associated
with your personal computer, but with a portal through
which you accessed the Internet. IP addresses are
not linked to personally identifiable information.
A “cookie” is a piece of information a
web site sends to your computer while you are viewing
the web site to remember who you are without personally
identifying you.
IntegrityPayday.com may share this non-personally
identifiable information only in summary form with
its suppliers and other third parties for the purpose
of web site statistical and trend analysis. This information
is not linked to any personally identifiable information
that can identify an individual person.
We may allow third parties, including advertising
partners and payday loan lenders, to display advertisements
on our site. These companies may use tracking technologies,
including cookies, to collect information about users
of our site who view or interact with these advertisements.
IntegrityPayday.com does not provide personally identifiable
information to these third parties. However, these
parties may contact you via email to follow up or
offer you additional services.
We use the personally-identifiable information you
provide to us through this site in order to deliver
the products or services you have requested; provide
you with customer support; verify or review your application
information to determine whether it meets eligibility
requirements for participating lenders; communicate
with you by email, postal mail, telephone, and/or
mobile devices about products or services that may
be of interest to you either from us, our marketing
partners, or other third parties; display advertising
tailored to your interests or background; perform
data and statistical analysis on use of the web site;
enforce our terms and conditions, and perform any
other functions otherwise described to you at the
time we collect the information.
We may review and use your financial
information and your social security number to match
you with participating lenders in our loan network
or other third party lenders with whom we have a business
relationship. We may also review your financial information
and social security number to verify your identify
and protect against possible fraudulent transaction.
IntegrityPayday.com may share your personally-identifiable
information (including, without limitation, your financial
account information and social security number) with
lenders participating in our lender network and other
third party lenders with whom we have a business relationship.
These third party lenders may use your personally-identifiable
information to offer you a payday loan or to communicate
with you about other business or marketing offers.
In addition, we may share your personally identifiable
information (not including your financial account
information and social security number) with unaffiliated
third party marketers and list managers with whom
we have a business relationship. Any third parties
with whom we share personally-identifiable information
may have their own policies which describe how they
use and disclose your information. Those policies
will govern the use, handling, and disclosure of your
information once we have transferred or shared it
with those third parties as described in this Policy
or our Terms and Conditions.
IntegrityPayday.com will disclose your personally-identifiable
information in response to a subpoena or similar investigative
demand, a court order, or a request for cooperation
from a law enforcement agency or other government
agency; to establish or exercise our legal rights;
to defend against legal claims; or as otherwise required
by law. We will disclose your personally-identifiable
information when we believe disclosure is necessary
to investigate, prevent, or take action regarding
illegal activity, suspected fraud or other wrongdoing;
to protect and defend the rights, property, or safety
of our company, our employees, our web site users,
or others; or to enforce our website terms and conditions
or other agreements or policies. In addition, in the
event that all or substantially all of IntegrityPayday.com’s
stock and/or assets are transferred or sold to another
entity, IntegrityPayday.com may transfer personally-identifiable
information to the acquiring entity.
We may provide links or automatically redirect you
to third party web sites that do not operate under
this Policy. For example, if you click on an advertisement
presented on our site, you may be taken to a web site
that IntegrityPayday.com does not operate or control. You should
review the privacy statements and terms of use of
all third party web sites you access. These third
party web sites may independently solicit and collect
information from you. On occasion, those third party
web sites may provide us with information about your
use of those sites.
IntegrityPayday.com’s policies, content, information,
promotions, disclosures, disclaimers and features
may be revised, modified, updated, and/or supplemented
at any time and without prior notice at the sole and
absolute discretion of IntegrityPayday.com. Changes to this
Policy will be posted on the IntegrityPayday.com web site and
we will revised the “last updated” date
at the top of this policy. You should review this
Policy each time you access the web site. If we make
any material changes in the way we collect, use, and/or
share personal information that may impact you, we
will notify you by sending an email to the email address
you most recently provided to (unless we do not have
an email address for you) and/or by prominently posting
notice of the changes on this web site.
Our web site is not intended for use by children under
the age of 13. We do not knowingly collect personally-identifiable
information from children under the age of 13.
IntegrityPayday.com has put in place physical, procedural,
and technological security measures to help prevent
unauthorized access to and improper use of the information
we collect online. For example, only authorized employees
and authorized third parties are permitted to access
personally-identifiable information, and they may
do so only for permitted business functions. No web
site or Internet network can be completely secure.
Although we take steps to secure your information,
we do not guarantee, and you should not expect, that
your personal information, searches, or other communications
will always remain secure.
If you would like to review and/or request changes
to the personally identifiable information that we
have collected about you through your use of the IntegrityPayday.com
web site, please contact us by writing or sending
email to the addresses below.
If you have questions, comments, or concerns regarding
our Privacy Statement, please write to us by clicking
here.
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