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Welcome to IntegrityPayday.com (the
"Company") Web Site (the "Site")! Your access to and
use of the Site is subject to the Terms of Website
Use set forth in this Agreement.
By accessing the this website and
using the services on this site, you agree to be bound
by the terms and conditions ("Terms") below. Please
read these Terms carefully. If you do not agree to
these Terms, do not access or use this web site. The
this website is operated by IntegrityPayday.com, All references
below to this website include IntegrityPayday.com
IMPORTANT: This
Website collects the information you provide on this
and subsequent forms to match you with a cash advance
lender based on your complete application. Your information
is processed on a secure connection.
This Website may share the information
that you provide at any step in the application process
with third parties, including members of its lender
network and other third party lenders with whom it
has a marketing relationship. Review our Privacy
Policy for additional details.
Prospective lenders will evaluate
your application information to determine whether
they are able to offer you a cash advance loan. This
website does not guarantee that it will be able to
place you with a lender in its direct network or that
your loan application will be approved by any lender.
The operator of this website is not a lender and does
not make loan or credit decisions in connection with
its loan matching service. Completion of this application
in no way guarantees that you will be approved for
a cash advance. This site will attempt to match you
with a cash advance lender based on your application.
This service is not available in all states and the
states serviced by this Website may change from time
to time and without notice.
Cash advance lenders typically do
not perform credit checks with the three credit reporting
bureaus: Experian, Equifax, or Trans Union. Participating
lenders may, among other things, verify your social
security number and review your information against
national databases (such as Teletrack, DP Bureau or
DataX) that track consumer transactions with lending
institutions. By submitting the application form(s),
you agree to allow participating lenders to review,
verify, and research your information in such manner.
Such inquiries typically will not affect your credit
score. Cash transfer times may vary between lenders
and not all lenders offer one hour service. Not all
lenders can provide up to $1000.
This website's loan matching service matches consumers
with prospective lenders participating in this website's
direct network of loan lenders ("participating lenders").
To use the service, you must complete one or more
online application forms that request specific information
from you, including, but not limited to, your name,
address, telephone number, email address, social security
number, banking account information, and employment
information. this website's collection and use of
this information is subject to this site's Privacy
Policy. In order to use this web site or the service,
you must agree to the separate terms and conditions
set forth in the Privacy Policy, which are incorporated
herein by reference.
Once a consumer submits the application
form(s) to this website, this website shares your
information with one or more participating lenders
and marketing partners. By submitting the application
form(s), you understand and agree that you are submitting
an inquiry about a loan product to this website and
each of the participating lenders and marketing partners
to whom this website transmits your loan request.
By submitting the application form(s), you are extending
an express invitation to this website and each of
the participating lenders and partners with whom your
information is shared to contact you by any means
(including, without limitation, email, telephone,
and direct mail) so that they may assist you with
your transaction or provide information to you about
additional offers in which you may be interested.
Participating lenders or partners
who receive your application information from this
website review your information in real-time to determine
whether your information meets a lender's loan qualification
criteria. Participating lenders may, among other things,
verify your social security number, perform a credit
check, and review your information against national
databases (such as Teletrack, DP Bureau or DataX)
that tracks consumer transactions with lending institutions.
By submitting the application form(s), you agree to
allow participating lenders and partners to review,
verify, and research your information in such manner.
If a participating lender or marketing
partners determines that your application meets its
loan qualification criteria, the this website will
open a new web page identifying the name(s) and contact
information of the lender(s), or redirect your browser
to the lender's web site. You understand and agree
that, once you have been redirected to the lender's
web site, this website has no further involvement
in the loan application or approval process. Your
subsequent interactions with the lender are subject
to privacy policy, terms of use, and other policies
and/or terms enforced by that lender.
This website is not a lender and
does not make loans or credit decisions in connection
with its loan matching service. this website does
not guarantee acceptance into any particular loan
program or specific loan terms of conditions with
any participating lender. This website does not guarantee
that the price, product, availability, rates, fees,
or any other loan terms offered and made available
by participating lenders through the loan matching
service are the best terms available in the market.
This website does not endorse or
recommend the products of any particular lender. This
websiteis not an agent of you or any participating
lender. This website is not involved with the lender's
use and/or review of your application information
or in making a determination about whether you meet
a particular lender's loan qualification criteria.
The lender is solely responsible for its services
to you, and you agree that this website shall not
be liable for any damages or costs of any type arising
out of or in any way connected with your use of the
loan matching service. You understand that participating
lenders may keep your application information, whether
or not you are qualified for a loan with them.
Control over Features, Functions,
and Access to the Service. This website reserves the
right to change any information, features and/or functions
of the loan matching service without prior notice.
This website may deny you access to all or part of
the services without prior notice if you engage in
any conduct or activities that this website determines,
in its sole discretion, violate these terms, the rights
of this website or any third party, or is otherwise
inappropriate. This website is not responsible for
any errors or delays in providing the loan matching
services caused by errors in any of the application
information provided by you or by any technical problems
beyond our reasonable control.
The trademarks, logos, and service marks
(collectively the "Trademarks") displayed on the Site,
are registered and unregistered Trademarks of the
Company and others. Nothing contained on the Site
should be construed as granting, by implication, estoppel,
or otherwise, any license or right to use any Trademark
displayed on the Site without the written permission
of the Company or such third party that may own the
Trademarks displayed on the Site. Your use of the
Trademarks displayed on the Site, or any other content
on the Site, except as provided in these Terms of
Website Use, is strictly prohibited. You are also
advised the Company will aggressively enforce its
intellectual property rights to the fullest extent
of the law, including the seeking of criminal prosecution.
THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS,
AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS."
THIS WEBSITE EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY
KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER
WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION,
SOFTWARE, PRODUCTS OR SERVICES PROVIDED HEREIN, INCLUDING
WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT,
MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.
this websiteMAKES NO WARRANTY AS TO THE RESULTS THAT
MAY BE ACHIEVED BY USING THIS WEB SITE AND THE INFORMATION,
SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT.
USE OF THIS WEB SITE AND/OR this website'S SERVICES
IS AT YOUR OWN RISK. THIS WEBSITE AND/OR ITS PARTICIPATING
LENDERS OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS,
AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS,
ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL
NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL,
CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER
INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH
THE USE OF THIS WEB SITE AND/OR THIS WEBSITES SERVICES
OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE,
OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES
OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING
OUT OF THE USE OF THIS WEB SITE, WHETHER RESULTING
IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS
BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE,
EVEN IF THIS WEBSITE OR ITS PARTICIPATING LENDERS
HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME
STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND
DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS
AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH
STATES, THE RESPECTIVE LIABILITY OF THIS WEBSITE,
ITS PARTICIPATING LENDERS, AND THEIR OFFICERS, DIRECTORS,
AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS,
ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS
LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
As a condition of using this web site and/or
the services offered herein, you agree to indemnify
this website and its participating lenders from and
against any and all liabilities, expenses (including
attorneys' fees) and damages arising out of claims
resulting from your use of this web site, including
without limitation any claims alleging facts that
if true would constitute a breach by you of these
Terms.
This web site may contain links to other
web sites operated by participating lenders or other
third parties. Such links are provided for your convenience
and reference only. This website does not operate
or control in any respect any information, software,
products or services available on such third party
sites. This website's inclusion of a link to a web
site does not imply any endorsement of the services
or the site, its contents, or its sponsoring organization.
Any controversy or claim arising out of or relating
to the use of the website, to the goods or services
provided by this website, or to any acts or omission
for which you may contend this website is liable,
including but not limited to any controversy or claim
as to arbitrability ("Dispute"), will be settled finally
and exclusively by binding arbitration in accordance
with the commercial arbitration rules of the American
Arbitration Association in effect at that time. The
arbitration will be conducted in Santa Rosa County,
Florida and judgment on the arbitration award may
be entered into any court of competent jurisdiction
in Santa Rosa County, Florida. No arbitrator shall
have the power to award damages in connected with
any Dispute in excess of actual compensatory damages
and shall not multiply actual damages or award consequential,
punitive or exemplary damages, and each party irrevocably
waives any claim thereto. The agreement to arbitrate
shall not be construed as an agreement to the joinder
or consolidation of an arbitration under this agreement
with an arbitration of disputes or claims of any non-party,
regardless of the nature of the issues of disputes
involved.
THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU
AND THIS WEBSITE WILL BE RESOLVED BY BINDING ARBITRATION.
THUS, YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT
OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT
TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS
WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT
A JUDGE OR JURY. By using this website's service,
you consent to these restrictions.
In the event the arbitration provisions herein become
inapplicable or unenforceable, or in any instance
of any lawsuit between you and this website, you agree
that jurisdiction over and venue of any suit shall
be exclusively in the state and federal courts sitting
in Santa Rosa County, Florida. You agree that regardless
of any statute or law to the contrary, any claim or
cause of action arising out of or related to use of
the services must be filed within one (1) year after
such claim or cause of action arose or be forever
barred.
These Terms constitute the entire agreement between
you and this website. These Terms shall be governed
by the laws of the State of Florida without regard
to its conflict of law provisions. If any part of
these Terms is determined unenforceable pursuant to
applicable law, then the invalid and unenforceable
provision will be deemed superseded by a valid and
enforceable provision that most closely matches the
intent of the original provision and the remainder
of these Terms shall remain in effect. Any failure
by this website to exercise or enforce any right or
provision of these Terms will not be deemed a waiver
of such right or provision. this website may amend
these Terms at any time by posting the amended terms
on its web site. All amended terms are automatically
effective immediately, upon posting.
Direct any questions concerning these Terms to: email
us.
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